Supplement: What is a debit card?

1: Debit card refers to a bank card with no overdraft function that can be used for consumption (or cash withdrawal) after deposit. Its different functions can be divided into debit card (including savings card), special card and stored value card.

2. Debit card is a credit tool with the functions of transfer settlement, cash deposit and withdrawal, shopping and consumption.

3: Debit cards cannot be overdrawn.

4. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption.

5. A special card is a debit card used for specific purposes (except for department stores, restaurants and entertainment industries) in a specific area, and has the functions of transferring money and depositing and withdrawing cash.

6. The stored value card is a prepaid wallet debit card in which the bank transfers the funds to the card for storage according to the cardholder's requirements and directly deducts the money from the card during the transaction.