Guangfa Bank will take the initiative to replace the qualified credit card users whose cards are about to expire, and send them to the users according to the billing address. Credit cards are replaced free of charge when they expire, and users do not need to pay any fees to Guangfa Bank.

Two. Provisions of Guangfa Bank on card replacement at maturity

If the customer fails to apply to Guangfa Bank for a non-renewal fee one month before the expiration of the validity period of the card, it is deemed that the customer has requested a renewal fee and prefabricated a new card. The renewal card will be made one month before the card expires. If the customer applies for card cancellation after the new card is made, it also needs to pay the corresponding fee.