1, the credit card bill was spent the day before yesterday. When it is included in the bill depends on the settlement time of the merchant. General merchants settle accounts on the second day of cardholder's consumption. In this way, the consumption of the day before the credit card billing date is included in the next bill and enjoys the longest interest-free period. However, if the merchant settles the credit card bill date on the same day in time, the consumption of the previous day will be included in the current consumption bill.

2. Different banks have different calculation methods. Some banks record accounts quickly, so the consumption on the day before the bill date is included in the bill of the current month. For example, Ping An Bank Financial Center and Shanghai Pudong Development Bank Financial Center. And some banks that are slow to enter will be included in the next bill.