If the user’s CITIC credit card rights are relatively good, it is worth maintaining.

Some cards with out-of-print designs or card benefits are better. In fact, you can try to raise the card. After all, you will not be able to apply for it in the future.

Users are in a hurry to spend money, and the benefits of CITIC Credit Card are not eye-catching. If they apply for a new card, the limit will usually exceed 2,000. At this time, they can choose not to keep the card. Therefore, whether to maintain a credit card after reducing the credit card limit mainly depends on the needs of the user. If you keep a card, you should spend as much as possible, making 7 to 10 purchases every month, mostly in supermarkets, restaurants, hotels, gas stations, and booking air and train tickets. Slowly the amount increased.