Credit card is a simple credit service for non-cash transaction payment. Banks or credit card companies pay money to cardholders according to their credit degree and economic ability. Its function is that the cardholder does not need to pay cash when using the credit card, but will repay when checking out. So what are its specific advantages?

First, the cardholder does not need to pay cash when using the credit card, and then pays cash after the checkout date;

Second, it is easy to use. You don't need to bring cash when you go out, just swipe your card to withdraw cash.

Third, credit card consumption, points for gifts, online shopping and discounts;

Fourth, every credit card carries out various marketing activities every year, such as: half-price movie tickets, half-price travel, and so on;

5. It is safer to use a credit card than a savings card;

Credit card can be used as a savings card because it contains all the functions of a savings card.