1. The online banking cancellation method is as follows:

1. To close online banking, you must go to a bank branch with your bank card and ID card that have enabled online banking, regardless of the bank where you opened your account;

2. If online banking is opened through online self-service, you can close it directly on the online banking. If it is opened at the counter, you need to bring your card and ID card to the counter to close it.

2. Cancellation of bank card:

1. The bank card can be canceled only after the online banking has been canceled. You need to bring your ID card and bank card to the bank counter for cancellation. For credit cards, just

2. Call the customer service number on the back of the credit card to apply for cancellation. :

From December 1, 2016, the same customer can only open one Type I account at the same bank. At the same time, starting from October 1, 2016, if a newly opened personal bank account has no transaction record within 6 months from the date of account opening, the account will not be able to handle business through other channels except the counter.

As of the end of 2016, a total of 6.37 billion bank cards had been issued in China. The total population of China was close to 1.4 billion. On average, the number of bank cards held by each person was close to 5, while the cumulative number of active cards was only 4.18 billion. There are 2.19 billion "sleeping cards", accounting for 1/3 of the total. In other words, the average number of "sleeping cards" held by each person is close to 2.

Zhang Qi, head of the Credit Card Center of Bank of China Chongqing Branch, told reporters that when the bank cancels a bank card, it will not notify the cardholder. "If you want to wake up these 'sleeping cards', you need to handle a business or transfer transactions through any channel such as bank counters, ATM independent channels, online banking or mobile banking, so that you will not be forced to cancel your account by the bank.

"Sleeping cards" occupy a large amount of bank resources, which is one of the reasons why banks have previously imposed small account management fees. In addition, they are also easily exploited by criminals and cause unnecessary trouble to cardholders. , so it is inevitable to cancel the "sleeping card"

With the rapid development of third-party payment business, problems such as illegal retention of bank card data by some third-party institutions have become prominent. Complete sets of bank cards can be sold online. Thousands of dollars. Criminals usually use bank cards for money laundering or fraud. Therefore, we also hope that cardholders can cooperate in cleaning up such cards.