The parties shall repay the credit card debt as agreed. If they are temporarily unable to repay, they may apply for extension or installment repayment. Otherwise, if the borrower fails to repay overdue, he shall pay a certain amount of overdue interest in accordance with the agreement or relevant national regulations. Corresponding liability for breach of contract. Legal basis: Article 676 of the Civil Code: If the borrower fails to repay the loan within the agreed time limit, he shall pay overdue interest in accordance with the agreement or relevant national regulations. Article 678 The borrower may apply to the lender for an extension before the expiration of the repayment period; if the lender agrees, the extension can be made. Article 667 A loan contract is a contract in which the borrower borrows money from the lender and returns the loan and pays interest when due.

Legal Basis

Article 667 of the "People's Republic of China and Civil Code" defines a loan contract. A loan contract means that the borrower borrows money from the lender and returns the loan when due. and a contract to pay interest.

Article 676 of the "People's Republic of China and Civil Code" The borrower's liability for late repayment of the loan. If the borrower fails to repay the loan within the agreed time limit, the borrower shall pay in accordance with the agreement or relevant national regulations. Late interest.

Article 678 of the "People's Republic of China and Civil Code" Loan extension The borrower may apply to the lender for extension before the expiration of the repayment period; if the lender agrees, the extension can be extended.