The replacement of ID card has nothing to do with the expiration of credit card.

From July 1 day, the replacement of identity cards in different places can be accepted nationwide.

If the credit card is overdue, it will bear the responsibility of overdue, and it will leave a bad record on the credit investigation.

Poor credit reporting, loans overdue, or increasing the cost of loans will bring a lot of trouble to life and work.

Consequences of overdue repayment:

1, and bear the corresponding penalty interest;

2. Causing legal disputes;

3. Leave a "credit stain" in the national credit information system.

Tips: Call to explain the reason, not maliciously overdue, repay as soon as possible, and eliminate bad records.