How long does it take to repay an overdue credit card before it can be used again? There are two situations:

1. If the credit card is not overdue for a long time, the situation is not serious and is more related to personal repayment habits. Well, after paying off the overdue debt, the bank usually unfreezes the credit card within one day, and the credit card holder can use it normally.

2. If the credit card is overdue for a long time, the bank will not automatically unfreeze and restore the credit card even if the debt is paid off. The specific time is not specified and should be determined based on the cardholder's comprehensive personal qualifications and the usage of the credit card. If the cardholder has many overdue payments and has poor credit, the bank may make decisions such as reducing the amount and blocking the card.