The application of credit card gold card is related to personal qualification and credit status. If the applicant has a good credit status and meets the criteria for applying for a gold card, it is still relatively easy to apply. Take China Merchants Bank as an example. The application conditions for the gold card are as follows:

1. The applicant's monthly income is more than 4,000 yuan.

2. The applicant has a good credit status and no bad credit record.

3. The accumulated consumption amount of the applicant in the past 1 year reached 1 000 yuan or above, excluding unexpected large consumption or production and operation consumption such as car purchase and house purchase.

4. The applicant must spend 6 times in the past 1 year.