Negotiated repayment after overdue is still considered overdue. During the negotiated repayment period, how overdue is calculated depends on the specific terms of the agreement and the creditor's policies.

1. The starting time of the overdue period: usually calculated from the initial repayment deadline, not from the negotiated repayment date.

2. The impact of negotiated repayment: Negotiated repayment can help the debtor and creditor reach an agreement, but it does not mean that overdue payments have been eliminated. Creditors may continue to record delinquencies and calculate fees and penalties incurred during the delinquency period.

3. Negotiate the conditions for repayment: Negotiating repayment usually requires the debtor to pay according to the new repayment plan, including overdue amounts and interest. Overdue payments will only be released upon full payment in accordance with the negotiated plan.

Summary: Negotiated repayment after overdue is still considered overdue, so try to avoid overdue before repaying. If overdue occurs, promptly negotiate with creditors and perform repayment obligations in strict accordance with the agreement.

Extended information: Negotiating repayment is a common method to resolve overdue debts, which helps both parties reach mutual understanding and reduce disputes. In China, the specific rules for negotiating repayment may vary by region and creditor. According to the Contract Law of the People's Republic of China, the parties can modify or terminate the original contractual obligations by reaching an agreement through negotiation. However, negotiating a repayment after a past due date does not completely eliminate a past due record and its possible consequences.