Overseas consumption, when the card is swiped on the UnionPay line, will be settled directly in RMB; when the card is swiped on the international line, the settlement will be in US dollars.

Since overseas consumption by credit card will be settled in U.S. dollars, if the consumption amount is non-U.S. dollars, there will be an exchange fee between the two currencies, which is 1.5 of the transaction amount. The exchange fee is charged by our bank on behalf of international organizations. Charge. If the consumption amount is in US dollars, there will be no foreign exchange settlement fee.

(Response time: May 13, 2019. For the latest business changes, please refer to the official website of China Merchants Bank)