2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.
3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.
4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.
How to apply for a credit card
First, select the bank and credit card type.
1. Issuer: At present, most banks are eligible to issue credit cards. According to personal habits, you can choose banks such as construction, industry and commerce, transportation, investment promotion and CITIC.
2. Credit card types: Credit cards include cartoon cards, game cards, owner cards, food cards and other co-branded cards. Different types of cards have different rights and interests.
Second, apply for qualification
1. 18 years old, with a stable income, a fixed office address, and the company has a fixed telephone.
2. ID card, work certificate, social security, education certificate, etc.
3. My real-name authenticated mobile phone number and email address.
4. Proof of assets, such as automobile production, real estate and deposit certificate. (Special requirements for quotas).
Third, the application method
1, official bank credit card WeChat official account.
2. Bank credit card official website, such as XX bank credit card.
3, bank outlets, with the help of staff to fill in the application materials.
4, credit card outlets to promote personnel to deal with.
Fill in personal information truthfully when applying online. Home promotion needs to provide original personal information such as ID card and work certificate.
Fourth, after the information is submitted,
1. After the information is submitted, it will be reviewed by the staff of the credit card outlets, and will generally be verified by the company telephone and personal telephone; Some applications will have two spot checks and a return visit.
2. Review time: generally, the review will be completed within 10 working days. After approval, print the card and mail it to the company address.
3. Some banks have opened a quick audit, and the audit results can appear in a short time, but it still takes time to make cards and send them.
Verb (abbreviation for verb) accepts credit cards.
1. After receiving the credit card, an introduction will be attached, and the credit card will be activated according to the prompt;
2. Credit card activation methods are divided into: telephone activation, bank APP activation, and business outlet activation;
3. You need to bring the original ID card and credit card to activate the outlets.
4. Keep in mind the billing date and repayment date of the credit card, repay on time and maintain good credit.