Credit card repayment or repayment is equivalent to depositing a sum of money on a credit card. This is called credit card overpayment. Credit card overpayment is paid without interest and is withdrawn without profit. It will involve handling fees. Usually the credit card payment returned is 0. Of course, there are some banks with credit card overflow and return. There is no charge, such as the following banks

Credit card application China Construction Bank Bank Center Credit Card Center Credit Card Application Bank Center Credit Card Center Credit Card Bank of China Center Bank Credit Card Application Bank Center Credit Card Center Credit Card Application Bank Center Credit Card Application B Minsheng Bank Credit Card Premium Payment Local bank counters or ATM withdrawals without procedures. Bank center credit card center credit card application. The local bank charges a free fee of 0,5 yuan for the local bank to recover the bank. A minimum fee of 5 yuan and a credit card return channel with an MOR of more than 5 yuan will involve overpayment repayment procedures. , such as ICBC, recharge 2 yuan, 1 yuan, 2 yuan, 2 yuan, 50 yuan, CCB, CCB, CCB, reclamation, 1, 2 Y. Ann, 50 yuan, etc.

Guangfa Bank Center Credit Card Center Credit Card Application for any channel to return the credit card spilled donations are exempted from the Bank Bank Center Credit Card Center Credit Card Application, exempt from the free fees charged by the bank, he will take out a minimum of 3 Yuan. 200 yuan is charged for each procedure.

Therefore, if you want to make a late payment on a credit card, you need to know the credit card late payment fees and related regulations of the issuing bank.

First of all, you need to understand the concept. Your billing date is the 7th, which means that on the 7th of each month, your bank will calculate the total consumption between the 7th of the previous month and the 7th of this month. , and then return it before the 1st of the 25-day interest-free period until the repayment date (this is the deadline). If you want to extend your repayment cycle, then you must consume after the 7th of the month. In this way, your consumption records will not be counted until the 7th of the next month. In this way, your interest-free repayment cycle will be relatively extended. . (To put it simply, why is it extended? Because you consumed after the 7th of the billing day, and the billing day of this month has passed, so the statistics will continue to the billing day of the 7th of the next month)

As above, you 10 The billing date for this month has passed for consumption on November 12th, so the bill will be issued on November 7th and must be returned before December 1st