1. This is stipulated in the Administrative Measures for Prepaid Card Business of Payment Institutions. In order to effectively prevent the mutual transmission between prepaid card cashing and credit card cashing risks, these provisions are formulated. As an exam, I suggest you remember it.

2. Prepaid card refers to the prepaid value of goods or services issued by a card issuer in a specific carrier and form that can be purchased outside the card issuer. Shopping cards in supermarkets are generally issued by supermarkets themselves. Buying goods in the supermarket after distribution is not a prepaid card in the textbook.