Pufa credit card installment can be roughly divided into three types: free installment, bill installment and contract installment, as follows:
1, free installment
It refers to the installment payment at the same time of consumption. There is no time limit for this installment. You can divide it if you want, provided that the single consumption amount is at least RMB in 200 yuan. There are many ways to apply. Cardholders can call the service hotline of Pudong Credit Card Center, or use Pudong Mobile Banking and WeChat client to apply.
2. Bill installment payment
Among them, the bill installment can only pay 95% of the bill arrears in installments; Unpaid installment is only applicable to the installment of unpaid installment debts; Full account temporary storage is used to temporarily store invoiced and unbilled bills. No matter what kind of staging, you can apply through WeChat, Xida Puben APP and telephone.
3. Sign the contract in stages
In fact, it is to open an automatic installment service. When signing the contract, you choose the number of installments and the down payment. After signing the contract successfully, as long as the transaction amount reaches the initial installment amount, the system will default to installment according to the agreement at the time of signing, and there are many processing channels, including WeChat, Xida Puben APP, and telephone.
It should be noted that cardholders can apply for any of the above-mentioned issues within the quota if they have the Shanghai Pudong Development Bank double rich gold quota. The advantage is that he doesn't have to worry about taking up the credit card quota after the installment, but it may affect the credit card withdrawal after the installment of the double rich gold quota.