In terms of credit card processing, there is no clear upper limit on the number of individual cards, which is mainly limited by the overall credit line set by the bank. When the total amount of credit cards applied for reaches a certain threshold, the bank may suspend the approval, which is the so-called rigid deduction policy of credit line. Therefore, the number of cards is not a problem, but the key lies in the applicant's economic strength and the bank's recognition of his credit status.
the main conditions for applying for a credit card include: the applicant must be at least 18 to 6 years old, have full capacity for civil conduct, have a good credit record, have a stable job and income source, and have the ability to repay debts. The materials to be prepared at the time of application include proof of identity (such as a copy of ID card or military officer's card), proof of work and income, and other financial proof that may be needed, such as a copy of real estate, vehicle or deposit.
There are many ways to apply, you can choose to do it at the counter, bring complete asset certification documents, fill in the application form and submit it for review; You can also use online banking, use a personal savings card to open online banking, and directly fill in the application materials online; Or go directly to a bank outlet or credit card center to fill in the application form and submit the required copies of documents and supporting materials. After the application is submitted, the audit results will be updated online or at the counter in real time, and the credit card will be issued after passing.
Generally speaking, the number of credit cards that a person can handle depends on the individual's economic situation and the bank's approval policy. The key is to ensure that the information in the application process is true and the repayment ability is sufficient.