If the ID card has expired, you can reissue it and apply for a credit card.
At present, it is quite convenient to reissue the ID card.
Most provincial capitals have convenient windows for migrant workers and residents' ID cards. For example, (residents of Yunnan Province) can go directly to the Yunnan Provincial Public Security Department, just say their ID number and take their fingerprints, and then they can take 39 yuan (including express 55 yuan) by themselves! Address of ID Card Making Center of Yunnan Provincial Public Security Department: No.201Ankang Road, Xishan District, Kunming City, Yunnan Province (you can take the 160 road to Liujiayingxia).
Application materials (identity certificate, work certificate, financial certificate) to be prepared for handling a credit card:
1, identification: generally an ID card (if you use a new ID card, you need a copy of the front and back); Require soldiers to provide copies of military identity cards; Foreigners: passport and residence permit or employment permit; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit); Temporary id card needs a copy of the second-generation temporary id card and household registration book valid for more than 3 months.
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: If you want to apply for a large credit card or a gold or platinum card, it is recommended to provide more financial information. It can be a payroll record issued by the bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit and an investment (such as a copy of the property ownership certificate/car driving license/bank large deposit certificate) and other materials that can prove the financial level of the cardholder. Other documents for reference include: personal account list of social insurance in the last 6 months, utilities, credit cards of other banks (which need to be used for more than half a year and have a good repayment record), etc. For reference, it is mainly a copy of the cardholder's large deposit certificate, real estate license and high-end private car driving license. If the cardholder can provide relatively complete financial vouchers, it will be more helpful for the bank to understand the cardholder's personal situation and judge the credit limit, and to approve high-value credit cards or platinum cards.
Credit card processing channels mainly include:
1, bank counter application (ID card, work certificate and income certificate need to be prepared);
2. Credit card application in official website;
3. Apply to the bank credit card salesman (at present, Guangfa Credit Card does not need to issue a work certificate, just contact the card salesman to apply for Guangfa Bank Credit Card);
4. You can apply on WeChat (as can other banks):
Industrial Bank: WeChat search WeChat official account pays attention to "Industrial Bank Credit Card Center" and clicks "Micro Card"-"Apply Now".
Guangfa Bank: WeChat searches the official account of "Guangfa Credit Card" and clicks "My Service"-"I want to apply for a card".
China Merchants Bank: WeChat search WeChat official account pays attention to "China Merchants Bank Credit Card" and clicks "I want it"-"Card recommendation".