Handling fee: The handling fee for domestic RMB cash advance is RMB 1 of the amount of each cash withdrawal, with a minimum charge of RMB 10 per transaction; the handling fee for overseas cash advance is RMB 3 of the amount of each cash withdrawal, with a minimum charge of RMB 10 for each withdrawal. Each transaction is USD 3 or RMB 30 (the minimum charge for American Express-Centurion Black Gold Card and American Express-Centurion Platinum Card is USD 5 or RMB 30 per transaction). There is no inter-bank handling fee for cash advance. Interest: Cash advances do not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 0.05%, and compound interest will be charged on a monthly basis. Limit limit: The cash advance limit is generally 50 of the credit limit (except for cards with special provisions). At the same time, the daily cumulative cash advance amount of each domestic card is capped at RMB 2,000; the daily cumulative cash advance amount of each household for overseas non-UnionPay lines does not exceed the equivalent of US$1,000, and the cumulative amount within one month does not exceed the equivalent of US$5,000. , the cumulative amount within 6 months does not exceed the equivalent of US$10,000.