No guarantee is required to apply for the harvest card. You can go to the business outlets of Zhejiang Rural Credit Cooperatives (cooperative banks) with your valid ID card (resident ID card, military ID card, foreigner passport, etc.). ), and after filling in the Harvest Card Application Form and other relevant application materials, you can open the card to collect it. No charge for the first time.

The use scope of the harvest card is 1. Cardholders can deposit and withdraw cash, check the balance, transfer money and modify the password at all networked business outlets and ATMs of Zhejiang Rural Credit Cooperatives (cooperative banks).

2. Cash can be withdrawn and inquired at ATMs with UnionPay logo all over the country;

3. POS machines with UnionPay logo can be consumed by swiping their cards nationwide;

4. You can withdraw money and spend money from ATMs and POS machines that have joined UnionPay in Singapore, Thailand, South Korea, Hong Kong, Macao and other countries and regions.

Harvest card use function 1, saving function: Harvest card can be attached with passbook, and can be opened with or without folded card. Interest is calculated and paid according to the regulations of the People's Bank of China.

2. USD/USD: Cardholders can deposit, withdraw money, transfer money (which needs to be opened at the counter), inquire and modify passwords. Free of charge in all networked business outlets of Zhejiang Rural Credit Cooperatives (cooperative banks).

3.ATM self-service: With the password, the cardholder can withdraw money (the daily accumulated amount does not exceed 20,000 yuan), transfer money and inquire at the ATM with the UnionPay logo.

4. Shopping consumption: The Harvest Card has been fully integrated into the gold card network, and the cardholder can use the credit card in the networked UnionPay merchants (shopping malls, restaurants, entertainment places, etc.) to settle the consumption without confidentiality. ) through the POS machine.

5. Agent Payment Pass: All enterprises and institutions can entrust our bank to pay wages, bonuses and collect various fees through Harvest Card. Cardholders can also entrust our bank to pay national tax, local tax, endowment insurance, medical insurance, electricity fee, mobile communication fee, etc.

Edit the charging standard of the harvest card in this paragraph 1. Harvest Card is temporarily exempt from annual fee and initial account opening fee.

2. Report the loss of the Harvest Card in writing and charge the loss reporting fee 10 yuan.

3. If the Harvest Card is lost, it will be reissued or damaged and replaced with a new card. Cost 10 yuan.

4. The cardholder handles deposit and withdrawal transactions at all business outlets of Zhejiang Rural Credit Cooperatives (cooperative banks) and their subordinate ATMs, and the transaction fee is temporarily exempted.

5. Cardholders do not charge any fees for shopping in local cities, rural credit cooperatives (cooperative banks) and special merchants marked with the words "UnionPay".

6. Cardholders must pay handling fees in accordance with the relevant provisions of the relevant state departments when handling inter-bank and intra-city withdrawal and transfer transactions, which will be directly deducted from the cardholder's deposit account by the business institution. Harvest Card temporarily exempts cardholders from inter-bank and intra-city transaction fees.

The charging standard of Harvest Card is the cheapest and most favorable among various credit card businesses in Hangzhou.

Edit the basic hint of this paragraph 1. Please sign the signature strip on the back of the card immediately after receiving the harvest card.

2. Please modify the original password of your harvest card immediately, and be careful not to use easily decipherable numbers such as birthday, telephone number, mobile phone number, address number, duplicate number or serial number as your harvest card password.

Please be careful not to be peeped by others when you enter the password anywhere.

4. Please keep the harvest card properly to avoid contact with magnetic objects and oil stains. Please don't fold the harvest card.

Please don't lend or rent the harvest card to others.

6. If your contact telephone number, mailing address and other information materials change, please go to the original card issuing outlet in time to make changes in order to better serve you.

7. Please remember and keep the password properly. Any transaction of Harvest Card is confirmed by password, and the signing right is an auxiliary measure for the cardholder to approve the transaction amount.

8. Due to operational errors or other reasons, the harvest card was swallowed by the ATM machine. Please bring your ID card to the ATM outlet to retrieve the card within 3 working days after swallowing the card.

9. After successfully handling all kinds of business with ATM, please follow the prompts to retrieve the harvest card immediately, otherwise it will be swallowed.

10. If you accidentally lose your Harvest Card, you can report it to the nearest Zhejiang Rural Credit Cooperative (cooperative bank) outlet (or customer service telephone) orally, and formally report it to the original card-issuing outlet with your valid ID card within 5 days. 7 days after the official loss report, you can apply for a replacement card at the original card issuing outlet.