The advantages and disadvantages of this business are as follows.

The advantage of the Ping An Platinum Card is that it comes with insurance. The market value of the insurance that comes with it is much cheaper than the annual fee of the card. Ping An has strict control and has many activities. It is actually very good for customers. Flexible quota, full protection of consumption losses 72 hours before reporting loss, etc. The disadvantages are that Ping An has fewer outlets, expensive annual fees, troublesome repayments and cancellations, etc.

Ping An Bank Credit Card is one of the credit cards launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many Features.