Credit card insurance is the insurance that takes the losses caused by the malicious overdraft when the cardholder uses the credit card, the losses caused by others using the credit card after the credit card is lost or stolen, and the losses caused by the employees of the card issuer using the credit card to embezzle or misappropriate public funds. Credit card insurance mainly includes credit guarantee insurance and accident liability insurance. China Merchants Bank credit card insurance is no exception.

How to handle the credit card insurance of China Merchants Bank?

At present, there are roughly two types of online insurance and offline insurance. Relatively speaking, online insurance is not only at a favorable price, but also at a later stage. Pay attention to the following points before insurance:

1. Credit card credit guarantee insurance is an insurance in which an insurance company takes the bank credit card department as the applicant and the insured to compensate the cardholder or other reasons for the irreparable economic losses caused by the bank credit card department.

2. Credit card accident liability insurance is the insurance that the insurance company takes the cardholder as the insured, and compensates the cardholder for irreparable economic losses caused by the loss or theft of the credit card and fraudulent use by others before the effective date of loss reporting stipulated by the credit card department. If you use China Merchants Bank credit card to worry about risks such as credit card swiping, you can pass on the financial risks by purchasing a suitable insurance in advance. Huixuan online has insurance products that provide protection for personal account property security. You may wish to come and compare them comprehensively before buying.

Ping An personal account is fully guaranteed (/product/detail-1190.html).