Youka takes the letter U as the design breakthrough point, and uses words beginning with the letters U, such as University (campus), Unique (personality), Up (positive) and Useful (useful talent), to interpret the distinctive characteristics of college students-full of personality, positive and determined to become useful talents to society.

the credit line of university student excellent card: 5-12, (excellent university student 2,). The initial minimum credit line of university student card is adjusted to 5 yuan, and the second repayment source of university student card must be implemented by means of guarantee. The specific credit line is determined according to the guarantee amount.

University students' excellent cards are exempt from annual fees during school. After graduation, the annual fee policy is implemented according to product pricing, and the annual fee for the following year is reduced or exempted after spending five times. Annual fee standard: 8 yuan/year.