1. Can the extra money from the credit card pay for the next bill?
This is not allowed. The extra money paid by a credit card is equivalent to the money in the credit card. It exists in the form of overpayment, which will only increase the available credit cards and will not deduct the arrears after the next bill comes out.
Some card friends said that their original credit card available amount was 30,000 yuan, and the final bill was paid back 100 yuan, and the total available amount was 30 100 yuan. Then after the next bill comes out, they have to pay back 3000 yuan, but the available amount is still 30 100 yuan, so this 100 yuan is paid back without deducting the bill arrears.
2. What if the credit card cannot be deducted?
Although the extra money can't be deducted, there are still many ways to deal with it. You can take it out in cash or transfer it to other bank cards for consumption.
It is not recommended to withdraw cash or transfer money here, because the extra money is our own money, but we still have to pay the bank when we get it back. Usually, we have to charge 1% withdrawal fee. It's better to use the credit card directly, without paying it back.
The above is "Can the overpaid credit card cover the next bill?" I hope it will help everyone. If you have any questions, you can directly call the 24-hour service hotline of the issuing bank to consult customer service.