In addition, some banks in China called to say that it is not a fraud to apply for credit cards. It was the bank staff who got your phone number and asked you to handle it. You can do it or not, and it also applies to business. Maybe you have done other business in China Bank. Banks have big data systems. Every cycle, some qualified users will be screened out and recommended to business personnel. Then the business staff will call me to ask if I want to handle the business. If you don't want to do it, you can tell each other directly. If you are not satisfied with the bank's practice, you can call customer service and ask the other party not to screen your business in the future. Now ordinary banks can handle credit cards, such as the four major banks: China Construction Bank, Agricultural Bank, Industrial and Commercial Bank of China and Bank of China. In addition, China Merchants Bank, China Guangfa Bank and other commercial banks can also apply for credit cards, which offer many discounts.
China bank credit card processing conditions:
1. All foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct, have a legally stable income and have the right of abode in China can handle it. Apply for China Bank Credit Card locally.
2. Materials required for China Bank's credit card processing: ID card, copy of ID card (military personnel are required to provide military officer's card), and the main card applicant must be over 18-6 years old; Salary certificate of work unit: it can be the salary certificate issued by the applicant's unit (with the financial seal or official seal of the unit), a copy of work permit or a copy of work permit with my photo.
3. Financial proof; Help to obtain a higher credit limit: such as a copy of self-owned real estate license, the original and copy of motor vehicle driver's license, and a copy of bank deposit certificate (passbook).
which bank's credit card is the best:
1. Compared with the credit cards of major banks, the application threshold of China Merchants Bank and Bank of Communications is relatively low, and the circulation of credit cards is relatively large. If you want to apply for an easy credit card or apply for a credit card for the first time, you can apply for a credit card of China Merchants Bank or Bank of Communications.
2. Because each bank has different credit card characteristics. For example, although the application threshold of China Merchants Bank Credit Card is relatively low, the interest-free period is the shortest among all banks, and the interest-free period of China Merchants Bank Credit Card is only 18 days. Therefore, when applying for a credit card, do your homework first and choose the most suitable bank to apply for a credit card according to your own needs.