1. Application amount: it must be an integer multiple of 100 yuan, with the minimum being 500 yuan, and the maximum not exceeding the credit limit available to the cardholder (excluding overpayment and temporary limit), and the total not exceeding 50,000 yuan.
2. Application currency: RMB only.
3. Collection account: RMB settlement account such as debit card and quasi-credit card opened by myself in China Construction Bank.
4. Number of installments and handling fee rate: 3 installments: 0.81%; 6 periods: 0.75%; 12: 0.75%; 24 issues: 0.75%.
6,000 yuan in cash in installments, and the monthly handling fee is 6,000 * 0.75% = 45 yuan.
The monthly repayment is 45+6000/ 12=45+500=545 yuan.