1. The user downloads the Bank of Communications "Pay the Bill" APP and logs in to his personal account.
2. After entering the home page, click "Points Inquiry" to inquire about the points under the personal name.
3. After selecting "Staging Mall", click "All Points" to enter the list page of all points that can be exchanged for goods.
4. Select the goods to be exchanged, click "Buy Now", enter the personal delivery address, submit the order, and finally complete the integral payment.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Application version: 6.00
Extended data:
I. Bank of Communications credit card application process:
1. Log on to the homepage of Bank of Communications in official website, find "Credit Card" and click "Credit Card Home Page";
2. In the pop-up window, find "Credit Card official website" and click "Click to enter";
3. Click "New User Card Fast Track";
4. After filling in the personal "basic information", click "Confirm the above information" to enter the next step and continue to improve the personal information;
5. After completing all other personal information, click Submit. Bank of Communications customer service will review your details within 10-20 working days. If the audit is successful, your card will be mailed to the address you fill in.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Application version: 6.00
2. What is the credit card limit of Bank of Communications?
The higher the credit card rating of Bank of Communications, the higher the credit limit.
1. Universal card limit range: 1 thousand-1 ten thousand yuan.
2. Gold card amount: 1, 000-50,000 yuan.
3. Platinum card limit range: generally more than 50,000 yuan, the highest is more than 100.
Third, how to exchange credit card points is the most cost-effective?
1, trying to redeem virtual goods:
Although most banks can offer a variety of credit card points redemption, cardholders should choose virtual goods for redemption, such as mobile phone recharge cards, supermarket shopping cards or gas cards, rather than physical goods for redemption.
2. Try to exchange high-value goods:
When redeeming points, the prices of goods that can be redeemed for the same points will be different. If you are hesitant about several items, you may wish to check the prices of these items on the shopping website first, and try to choose the goods with high prices.
3. Try not to exchange goods that need extra money:
It is free to exchange points for commodity maps. Unless you like a product very much, and you have checked the original price of this product online, and you really think it is appropriate to exchange it, try to exchange it for a product that doesn't require extra money.
4. In addition, if there are quality problems in the exchange of goods, the bank is usually not responsible for after-sales service, and it is generally necessary for the cardholder to negotiate with the merchants who provide the goods. However, the goods exchanged by cardholders use credit card points, and most banks cannot provide invoices. This is a problem that cardholders need to pay attention to when redeeming points.