Different properties, different functions, different usage scenarios, etc.

1. Different nature: CCB wallet is a virtual electronic account. The electronic account opened by the user in CCB does not have a physical card; CCB card is a traditional bank card with a physical card for deposits and withdrawals. , consumption and other banking services.

2. Different functions: CCB wallet supports consumption, transfer, collection and other business functions, but the capital income and transfer limit are lower than those of Type I accounts. According to the transaction limit of the account, it is divided into two types of accounts and three types of accounts, both of which have limit management requirements. CCB cards usually have more comprehensive functions, including deposits and withdrawals, consumption, transfers, investments, etc., and there is no control of transaction limits.

3. Different usage scenarios: The advantage of CCB Wallet is that it is convenient for small-amount payments and can be bound to multiple bank cards to realize the function of connecting multiple cards to one account. CCB Wallet can also enjoy points redeemed for cash, etc. Discounts; CCB card provides a wider range of financial services, including credit card repayment, living payment and other functions.