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Asset preservation refers to a series of measures taken to maintain the integrity of assets, including credit card asset preservation and WeChat to prevent loss, including seizure and freezing. Clean up, supervise and accept the original self-run economic entity of the bank, and properly handle the remaining problems after the cancellation of the original self-run economic entity. In the early 1990s, under the great economic environment at that time, China Construction Bank established some self-operated economic entities, and CCB invested a lot of credit funds for this purpose. At the end of 1990s, according to the relevant regulations of the State Council and China Construction Bank on the cancellation of self-run entities, these entities were cancelled one after another, and the credit funds invested by CCB also became non-performing assets. Even if the debt is paid in kind, it is difficult to offset the loan principal and interest. Moreover, in the original business process, there have been serious problems in self-run economic entities, such as stopping construction, paying taxes, appealing to the masses, and judicial intervention. If it is not properly resolved, the image of CCB will be seriously damaged, leading to judicial intervention.

Commercial bills are the typical representatives of bills, which embody many economic functions such as credit, payment and financing. At present, China's private enterprises are still accustomed to traditional settlement tools such as exchange, bank draft, collection and acceptance. Traditional settlement tools have no credit and financing functions except payment function. It is necessary to vigorously promote commercial paper in private enterprises that are short of funds. In addition to its payment function, it is also necessary to give full play to its credit and financing functions through endorsement, acceptance, discount and pledge of bills. In order to give full play to the various functions of commercial bills, discounting, discounting and rediscounting are indispensable links in the circulation of bills, and are also the objective needs of promoting commercial transactions and paying off debts. At present, it is mainly to solve the problems of platform degradation and many restrictions on the acceptance of commercial bills, so that the proportion of commercial bill settlement in the settlement system has been greatly improved.

Responsibilities of all asset insurance employees:

1, judicial collection account;

2. Assist in the on-site investigation of suspected fraudulent accounts;

3. Go directly to the door to collect arrears;

4. Collect information of third-party collection channels, and strengthen daily communication and understanding with public security organs, outsourcing companies and law firms;

5. According to the requirements of the system, collect relevant vouchers for account write-off;

6. Coordinate and manage the credit card collection and anti-fraud work of local branches.

The decision to take property preservation measures should not make a substantive decision on the disputed object of the parties, that is, the substantive rights and obligations of the parties cannot be determined through preservation. In foreign arbitration cases, it is of great significance to take property preservation measures. Correct and timely application and adoption of preservation measures are of great significance for protecting the legitimate rights and interests of the parties and smoothly executing the arbitration award.