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What about the whole-hearted insurance of Bank of Communications (that is, the kind of daily 14 yuan, 10 years)?
I also bought the total accident comprehensive protection plan, which is the full name of this insurance. It was recommended by Bank of Communications to credit card users. After ten years, it's guaranteed for 20 years. Return 1 10% after 20 years, covering all accidents. Generally speaking, it is still very good, much better than the insurance sold by other insurance companies. Is it recommended by the bank after all? It has been used for half a year. But it's always good to buy more protection for yourself. Besides, the money is equivalent to being deposited in an insurance company without any loss. You can also get dividends, killing two birds with one stone. The landlord can consider it! !

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