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Does Minsheng Bank have to use chips for credit card spending?
If your card is an ic composite UnionPay credit card (that is, a card with a magnetic stripe, an IC card and a contactless chip), then when a POS machine that supports IC cards swipes the card, in order to ensure the safety of using the card, an IC card should be inserted for consumption. On ordinary POS machines, you can still spend money by credit card. Use your card well!