Credit card installment is generally suitable for people who have no full repayment ability on the credit card repayment date or who have no full payment ability when purchasing goods. Although credit card installment has a certain handling fee, it can protect personal credit information from damage and meet the consumer demand of cardholders.
Credit card installment payment is a last resort. If you use it for a long time, you will indulge yourself and you may owe more and more. You must use it in a planned way, pay off your debts as soon as possible and get rid of the vicious circle. In addition, the credit card installment fee is very expensive, so this consequence must be taken into account when choosing installment.