The basic conditions for applying for a gold or ordinary card are: at least 18 to 70 years old, with full capacity for civil conduct; Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit. Platinum cards are mainly applied to middle and high-end customers with good credit and high annual income.
Therefore, relatively speaking, the requirements of platinum cards are higher, but banks have no clear regulations on income, which is estimated to depend on the economic situation of each region.
There are two main ways to apply. One is to apply online on the credit card homepage of CCB, which is more convenient. If you don't verify the online banking shield for the first time, the bank will inform you to go to the nearest outlet by text message or telephone, and no other financial proof is needed for face-to-face signing.
The other is to go to a nearby CCB outlet, and you need to bring your own documents and financial proof. Proof of financial resources includes: a. A copy of the local property title certificate that the property right belongs to me or is shared with others; B. copy of purchase/car invoice; C. A copy of the motor vehicle driver's license of the People's Republic of China; D. Copy of savings passbook or deposit certificate of China Construction Bank, etc.