1. According to the inquiry of CITIC Bank in official website, within one month after the card is approved (that is, the application is passed), the annual fee for the first year of the card can be reduced if the card is swiped 1 time (including swiping, cash withdrawal and online consumption).
2. If you spend five times in the first year, you can reduce the annual fee for the second year, reduce the annual fee for the third year if you spend five times in the second year, and so on.
3. There is no charge if the credit card is not activated (note: except CITIC Unlimited Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card and Annual Fee Package Card).