1. If your credit card is not activated and is lost, you can try the following methods

1. Go to the bank to apply for a new card, and you may need to pay some production fees.

2. Call the bank to cancel the lost credit card or apply for a loss report to prevent others from stealing it.

When a credit card is inactive, it is lost. In fact, there is no big problem. The risk of theft is minimal. Because if you want to swipe a card, you must first activate the credit card. To activate the credit card, you need your ID card and the mobile phone number you reserved when applying for the credit card. Without these, you cannot activate your credit card.

2. Precautions

1. Call immediately to report the loss and freeze it.

2. After this period, the credit card will be automatically released.

Credit cards, also known as debit and credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with credit qualifications. The name of the issuing bank, expiration date, number, cardholder name and other information are printed on the front of the form, and the magnetic stripe and signature strip are printed on the back. Consumers holding credit cards can go to specialized commercial service outlets to shop or consume, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards as stipulated in the relevant laws of our country, the Standing Committee of the National People's Congress on the People's Republic of China and the Criminal Law of the People's Republic of China on Credit Cards, refer to credit cards issued by commercial banks or other financial institutions with consumer payment, Full or partial electronic payment cards with functions such as credit, transfer settlement, cash deposits and withdrawals, etc. On December 1, 2017, the "English Translation and Writing Standards for Public Service" came into effect, stipulating that the standard English name of a credit card is credit card.

Credit card consumption is a non-cash transaction method of payment. The consumption does not require cash payment and cannot be repaid until the bill date.

Credit cards are divided into debit cards and quasi-debit cards. A debit card refers to a credit card in which the cardholder has a certain credit limit and can make purchases within the credit limit before being reimbursed; quasi-debit cards are debited. The card means that the cardholder pays a certain amount of petty cash as required. When the balance of the petty cash account is insufficient to pay, the card can be borrowed within the prescribed credit limit to reduce the overdraft of the card. Commonly referred to as credit cards are only debit cards.