Pending billing means that the user's consumption has been recorded by the bank before the credit card bill date, but the bill has not yet been issued. The bill will be sent to the cardholder on the billing date, and then the cardholder will repay on the credit card. Just pay off the debt on the day you return. The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and expenses that occurred in your credit card account every month, calculate the interest, calculate your total arrears for the current period and the minimum repayment amount, and send you a Statement.

Credit card billing date: Agricultural Bank of China: The 10th of each month is the billing day and cannot be changed. China Merchants Bank China Merchants Bank Credit Card currently provides statement dates on the 5th, 7th, 10th, 12th, 15th, 17th, 20th, 22nd and 25th of each month. Change every six months.

Bank of Communications: The monthly statement date is generated by the system. It can be changed once during the validity period of the card, and the date is from the 6th to the 24th. CITIC Bank: Modifications must be made within the first eight days and the last eight days of the original statement date, and cannot exceed 20 days. China Everbright Bank: The 1st, 5th and 18th of every month are the billing days and cannot be changed.

China Construction Bank: The available billing days include the 2nd, 5th, 7th, 10th, 12th, 13th, 15th, 17th, 19th, 22nd, 23rd, 24th, 25th, 26th and 27th of each month. Revised every calendar year.