At present, the annual fee policy of Agricultural Bank of China’s credit cards is to waive the annual fee in the first year. If you swipe the card 5 times in the first year, you will be exempted from the annual fee in the following year. The annual fee for the third year will be waived by swiping the card 5 times in the following year, and so on.

If the number of times you swipe your card within a year does not meet the annual fee exemption standard, Agricultural Bank of China will charge you an annual fee. The annual fee collection details of Agricultural Bank of China's credit cards are as follows:

Personal local and foreign currency integrated gold card: 200 yuan/year for the main card and 100 yuan/year for the supplementary card

Personal integrated local and foreign currency general card : Main card 100 yuan/year Additional card 50 yuan/year

Personal RMB Gold Card: Main card 160 yuan/year Additional card 80 yuan/year

Personal RMB ordinary card: Main card Card 80 yuan/year Additional card 40 yuan/year