1, WeChat application process. Bind the "Pudong Credit Card" WeChat, select the micro-home, and click "I want universal money";

2. Mobile banking application process. Log in to the mobile terminal of Shanghai Pudong Development Bank, select the "Credit Card" page, select the card number of the required installment, click "Universal Payment Application", enter the application information according to the prompts, and then confirm to submit the application. The system will immediately review and automatically notify the application result;

3. Online banking application process. Log on to the credit card website "Online Account Service", select installment financing, and click "Universal Payment Application".

The universal fund of Shanghai Pudong Development Bank can be divided into two types: invitation application and active application. Generally speaking, those who are invited to apply (Shanghai Pudong Development Bank will sort out the target customers of the universal fund according to the customer rating) are relatively high-quality customers, so the invitation application volume of the universal fund of Shanghai Pudong Development Bank is generally higher than that of the universal fund of Shanghai Pudong Development Bank.

As long as you have both a credit card and a debit card issued by Shanghai Pudong Development Bank, you can start the universal fund business in a short time. Shanghai Pudong Development Bank will put the same proportion of cash into its debit card according to the customer's credit limit. This fund is provided by Shanghai Pudong Development Bank to customers free of charge outside the customer credit line, with almost no restrictions on use, including cash withdrawal.