CCB overpayment refers to the overpayment of CCB credit card. Credit card overpayment is the funds that the cardholder transfers to the credit card that exceeds the credit limit. The overpayment is generally the excess that the borrower pays off the credit card. When using the credit card again, the overpayment can be used directly for consumption. In addition, there is a handling fee for withdrawing the overpayment from CCB's credit card. The handling fee is 1% of the amount of the overpayment withdrawn, with a minimum charge of 2 per transaction. Yuan, the maximum charge per transaction is 100 Yuan, and there is no handling fee for withdrawals from the same bank in the same city.
1. CCB Mobile Banking Transfer Limit
1. The daily transfer limit of CCB Mobile Banking is. For mobile banking dynamic password card users, the single payment limit is 3,000 yuan and the daily cumulative payment limit is 3,000 yuan. yuan, u-shield users: the single payment limit is 200,000 yuan, and the daily cumulative payment limit is 500,000 yuan.
2. For CCB online bank transfer (usbkey), the single transfer limit is 500,000, and the daily maximum limit is 5 million. For CCB online bank transfer (dynamic password card), the single transfer limit is 200,000, and the daily maximum limit is 500,000.
3. The CCB mobile banking transfer limit system defaults to 200,000 yuan. If you need to adjust it, you must bring your ID card and card to the bank counter to apply, explain the transfer limit that needs to be modified, and just fill in the form. . You can also call the CCB customer service hotline, 95533, and follow the prompts to transfer to manual service and explain the modified amount.
Operating environment: Mobile phone model: Huawei p40 pro, software name: CCB Mobile Banking APP, version: 5.5.9.
2. Transfer limit
The transfer limit refers to the maximum amount that can be transferred from a wealth account to other accounts except associated cards and agreement accounts. If the transfer limit is exceeded, the transfer instruction will not be executed.
Features:
1. There is a single transfer limit and a total monthly transfer limit.
2. The system’s default single transfer limit and total monthly transfer limit are 10,000 yuan.
3. Customers can set their own transfer limits. The setting methods include bank counters and wealth account professional versions, which must be verified by ID card.
Operating environment: browser computer: macbookpro mos14 open google version 92.0.4515.131)
3. CCB cannot transfer:
1 has not signed a contract with CCB silver. When using CCB Mobile Banking to transfer money, you must bring your CCB bank card and ID card to a CCB outlet to sign a contract. Only after signing the contract can you use all the services provided by CCB Mobile Banking. Otherwise, you can only use the functions of inquiry, account management, payment, and branch search.
2 The account status is abnormal. Transfer operations are not allowed when the account is frozen, stopped payment, etc. The household owner can dial 95533 and select "Personal Business" to enter manual service. After the staff verifies the identity, the card status will be checked and the abnormal status will be resolved.
3Transfer limit exceeded. China Construction Bank Mobile Banking has a single/single-day transfer limit. Transfer operations cannot be performed if the limit is exceeded. The household owner can bring his ID card and bank card to a China Construction Bank branch to apply for a security authentication tool. After processing, the transfer limit can be adjusted.