Take China Construction Bank as an example. It cannot be found. After the credit card is cancelled, all transaction information will be cleared, and there is no record to query.

If the customer wants to cancel the credit card account, after settling the card account, the customer can call our customer service hotline 95533 (from abroad, please call 86-28-95533) to handle the account cancellation registration. After the registration is completed, the customer can cut the magnetic stripe of the card by himself (virtual cards such as E-pay cards do not need to cut the card because they do not have a physical card). If there is no new account payable within 45 days, the account will be officially closed. There will be no annual fee for the card after the account is officially closed.

If the customer's credit card is an IC chip card and there is a balance in the electronic cash account, electronic cash consumption can be made at the acceptance terminal with the UnionPay Quick Pass logo within the validity period of the card. Customers can use the electronic cash account balance first and then contact our bank to cancel the credit card account.

Extended information:

If the cardholder repays the entire amount due before the due repayment date (inclusive), the consumption transactions that occurred in the current period will be shown on the current statement. Enjoy interest-free treatment. If the cardholder fails to repay the entire repayment amount before the due repayment date (inclusive), he can repay any amount not less than the minimum repayment amount, but the consumption transaction money in the repayment amount will no longer be eligible. Interest-free repayment treatment.

When the cardholder fails to repay by the due payment date or the repayment amount is less than the minimum repayment amount, the Bank will charge a repayment penalty of 5% of the unpaid portion of the minimum repayment amount each time. The minimum is 5 yuan or 1 US dollar or 1 euro, and the currency is the same as the corresponding minimum repayment amount. If there is any other agreement, it shall be implemented as agreed.

Baidu Encyclopedia-Cancellation

China Construction Bank-How to cancel a credit card