The following information is required to apply for a credit card at the bank counter:

1. A valid personal identity document, such as an ID card within the validity period;

2 , Proof of income and work issued and stamped by the work unit, statement printed by the bank;

3. Proof of financial products, real estate certificate, driving license and other asset certificates;

4. Proof of residential address, such as payment receipts for water, electricity and gas bills in the past three months; 5. Credit card application form, which can usually be obtained at the bank counter. :

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; a quasi-credit card refers to a credit card in which the cardholder can A quasi-credit card that deposits a certain amount of reserve fund and can be overdrafted within the specified credit limit when the reserve account balance is insufficient for payment. The so-called credit card generally refers to a credit card only.

Reference materials: Baidu Encyclopedia? Credit card