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Which bank is the best to apply for a bank card (the kind that can be overdrawn)
That's a credit card. China Merchants Bank is recommended. The largest variety, the largest circulation. 15 working days.

China Merchants Bank Credit Card: RMB/USD dual currency, 50-day interest-free period, signed credit card.

At present, China Merchants Bank's credit card is a rich series of cards, including standard card, mini card (1 1), M collector's mini card (14), Air China Companion Card, Ctrip Card, Chia Tai Department Store Pink Panther Card, Bertelsmann Book Club Card, Parkson Shopping Credit Card, Samsung Card and Ruili Card. There are many firsts in China, such as the first introduction of foreign exchange purchase repayment and automatic repayment. There are many preferential merchants, and the earliest interest-free installment payment business was launched, and the operation was relatively mature. At present, more than 5 million cards have been issued, and the actual cardholders are about 6.5438+0.5 million. VISA card provides VerifiedbyVISA service.

China Merchants Bank: There are signatures for consumption, text messages for large consumption exceeding 500 yuan, powerful online banking and unimpeded online consumption.

Bank of Communications

Pacific credit card: quasi-credit card, which can be fully overdrawn for cash withdrawal.

Pacific dual currency credit card: issued in cooperation with HSBC, with HSBC logo. RMB/USD dual currency credit card with 56 days interest-free period. If the single consumption exceeds 1500 yuan, you can apply for installment payment. It is the first card in China that can pay for any consumption in installments. You can choose signature or password for consumption. There is a text message for every consumption.