Annual fee for CP Lotus regular card: 140 yuan (waived for the first year, and swiped the card 6 times for the next year). The annual fee for the supplementary card is 70 yuan, the withdrawal limit is 50%, the credit limit is 0-10,000 yuan, the interest-free period is 56 days, and the minimum withdrawal fee is 10 yuan.

The annual fee for the CP Lotus personal gold card is 9,200 yuan. The annual fee exemption policy is: free for the first year, swiping the card 6 times for the next year, the annual fee for the supplementary card is 100 yuan, and the credit limit (Max) is 50,000 yuan. Yuan.

The bank will decide whether to give you a gold card or a regular card based on your income. Generally speaking, it is difficult to apply for a gold card! It is required that your annual salary must be high.

Gold card application conditions: Main card applicant: a person aged 18-65 years old and with full capacity for civil conduct. Credit Card Gold Card: Annual salary before tax is 80,000 yuan. For retirees and housewives to apply for a credit card: if the annual income is less than 24,000, they must provide proof of their own property or vehicle.

Extended information

BoCom Lotus Credit Card is one of the supermarket co-branded cards issued by Bank of Communications. The card is a dual-currency card with two levels: regular card and gold card. Generally speaking, the limit of a gold card is slightly higher than that of a regular card. The specific limit is usually given by the bank after a comprehensive assessment based on the information filled in by the cardholder when applying for a credit card and the relevant supporting documents provided.

The Bank of Communications Lotus Lotus Credit Card Gold Card is universally accepted across the country. It can also be used abroad at merchants or ATMs with UnionPay or MasterCard logos to withdraw cash.

The Bank of Communications Pacific Lotus Credit Card has the freest and most complete installment plan - "Spend what you want". You can directly call the customer service number for a single purchase of RMB 1,500 or its equivalent. Foreign currency transactions can be installmentd at will. POS installments can also be carried out at special shopping malls, or mail-order installments can be carried out at special merchants. The installment period is up to 36 installments.

Reference: Baidu Encyclopedia-Charlotte Lotus