Bank of Communications credit cards can be applied for and handled through formal channels such as Bank of Communications outlets, direct account managers and official website. There is no charge in the process of applying for and collecting credit cards.

When handling credit cards, don't trust the "agency service" of any intermediary company or network intermediary to prevent personal information from being leaked and stolen; Please read the credit card articles of association and contract carefully before submitting the credit card application materials, especially the contents about personal rights and obligations.

Extended data:

First, the basic conditions for handling the Bank of Communications credit card:

1. China citizens with second-generation ID cards, aged between 18 and 60 (Y-POWER credit card between 18 and 35), foreigners with full capacity for civil conduct, legally stable income, and compatriots from Hong Kong, Macao and Taiwan who have the right of abode in China.

2. Have full capacity, can provide valid proof of residence, have a stable career and economic source, have repayment ability, and have a good personal reputation;

3. Other conditions required by Bank of Communications.

2. Bank of Communications credit card counter application process is as follows:

1. The applicant first applies for a credit card reservation online;

2. Three to five working days after the appointment, the staff of Bank of Communications will come to the door to collect the relevant information of the applicant;

3. It takes about 7 to 10 working days for the Bank of Communications system to review the applicant's personal information and call back;

4. If approved, the credit card will be sent in about 10 working days.

References:

Bank of Communications-Instructions for Handling Cards