Generally yes. In order to prevent risks, Ping An Bank's system will monitor consumption in real time. If a transaction with a large amount (single consumption greater than 100,000 RMB, USD 20,000) does not apply for activation in advance, the transaction may fail.

There are many reasons for consumption failure. You can judge according to the consumption failure prompt. If necessary, you can also log in to the Pocket Bank APP-Credit Card-check the customer service logo in the upper right corner to consult online customer service.