China Everbright, Minsheng, collect the credit card overpayment through the Bank's channels in China, free of handling fees;
ICBC, China Construction Bank and Bank of Communications, the local bank will withdraw the overpayment, and the handling fee will be exempted;
Shanghai Pudong Development Bank makes cash withdrawal of overpayment through its counters and ATMs, free of handling fees;
China Merchants Bank collects the overpayment through the pocket life, and the handling fee is free;
China CITIC Bank will transfer the overpayment to its savings card in my name or to my savings card in other banks through online banking, with no handling fee;
Citibank will transfer the overpayment to the peer savings card in my name by transfer, with no handling fee, and get the fee back by other means.