Nowadays, many banks have launched their own credit card services. In order to attract users to apply for credit cards, many banks have launched preferential policies. Next, the editor will take you to understand how many days are overdue for a CCB credit card?

How many days are overdue for a CCB credit card?

Three days. CCB has set a three-day repayment grace period for credit card users. Repayment within this period will not incur overdue interest or bring overdue records. It is the same as if it is not overdue, so you can repay within this time. Payment can also avoid overdue payments.

However, not all banks have a grace period set for users. Some banks do not set a grace period for users, which means that once an overdue payment occurs, it is truly overdue.

What are the consequences of being overdue on a CCB credit card?

1. Overdue interest. Overdue interest will be generated immediately after the overdue date. The interest is calculated on a daily basis, and as the overdue time increases, the overdue interest will accrue. Interest will also gradually increase, so it will be a big expense in the long run.

2. Overdue records. Overdue records will also bring overdue records, and overdue records will cause damage to personal credit. Later loans will also be affected, and the amount may be reduced or the loan may be refused.

3. When the overdue time reaches a certain period, the bank will send relevant reminder notices. Some people may even choose to run away, and the bank will consider the overdraft and arrears as malicious.

Will there be interest during the grace period of CCB credit card?

No interest. The grace period is a period of grace for repayment. During this period, repayment is normal and will not cause overdue effects, overdue records or other adverse effects.

However, it should be noted that not all banks have set a repayment grace period for users, so everyone should try to avoid transferring money during the grace period to avoid forming a habit. If you encounter no problem again in the future, Banks with grace periods may result in delinquencies.