It's not safe. It's not safe to say that the person who helped you with your credit card is either cheating you or cheating the bank. He is a liar himself. But if it is handled through formal channels, there is no risk. If you need 18-60 years old or older to apply for China Merchants Bank credit card, you can provide your ID card (a copy of the second-generation temporary id card, and the household registration book has a longer validity period), work certificate and income proof materials. If you need to apply for a car card, you need to attach a copy of your driver's license. Where there are clear provisions in the local branch, the provisions of the local branch shall prevail, and the final audit results shall prevail for issuing cards.

You can log on to the credit card website, select "Credit Card Application"-"New Customer Application Channel", apply for an appointment through the online banking platform of "Easy Appointment and On-site Handling", fill in the simple appointment information, and conduct online banking audit. If it's approved, we'll have a preliminary examination first. If you pass the preliminary examination, there are two card processing processes. One is the preliminary examination, and a card handler will contact you to get the card. The other is to receive a short message from our bank, asking you to sign at the outlet to confirm your application. The specific content shall be subject to our notice after preliminary examination.

At least 18 years old is a compulsory requirement for handling credit cards, but without work certificate, it is easy to refuse to apply for credit cards. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles, or a stable source of income. You can also obtain a certificate of bank flow from the bank where the transaction takes place in order to apply to the bank. If the income source is relatively stable, the application success rate is still very high.

First, it is best to handle it in a bank, which is safe and reliable. Conditions for handling credit cards:

1, at least 18 years old and no more than 65 years old;

2. I need my second-generation ID card; Proof of employment and income stamped with the financial seal of the unit;

3. No bad credit record; Other financial documents, such as real estate, automobiles, stocks, bonds, etc.

Second, the credit card application process:

1, fill in the application form; Information and copies of information provided to banks;

2. The bank sends it to the credit card center;

3. Credit card center reviews, makes and issues credit cards;

4. After getting the card, open the card and wait for the password letter.

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