Current location - Trademark Inquiry Complete Network - Overdue credit card - How to deduct money from the credit card every month? It will be clear after reading it.
How to deduct money from the credit card every month? It will be clear after reading it.
Under normal circumstances, credit cards will be deducted only after they are activated, but many people have never used their cards, or used them but paid back the money, but credit cards will still be deducted every month, so I want to know why? Then, how much is the monthly deduction from the credit card? Let me analyze it for you today.

How to deduct money from the credit card every month?

As we all know, credit cards will not be charged at will. If you deduct money every month, it is very likely that the cardholder has opened some value-added services, and the selected deduction method is monthly deduction. The most common is the SMS service fee. There will be no SMS reminder for consumption below 500 yuan in every bank, and only those who have opened SMS notification service will have a pen reminder.

The cost of this service is not high, 3 yuan per month, including quarterly payment and monthly deduction. If the payment is made on a monthly basis, the automatic deduction will be included in the current bill, so there will be cases where money will be deducted without using the card. As long as the credit card is deducted, it must be returned, regardless of the amount, to avoid overdue credit.

However, if you really don't know why the fee has been deducted, it is recommended to call the bank's customer service for consultation. If you don't think this service is needed, you can also cancel it by the way, so that it will not be deducted again next month. If it is found that the bank deducts money privately, the attitude is tough and the bank is allowed to return it. It is said that the card withdrawal threat will be more effective.

In a word, it's best to check the reason of credit card deduction every month. If you start your own business, you must pay back the money after deducting it, even if you only owe a few dollars. Although some banks have tolerance service, it is not overdue if it does not exceed 10 yuan, and interest will be calculated.