How to check the Agricultural Bank of China credit card statement

The Agricultural Bank of China credit card statement can be checked through Agricultural Bank of China personal online banking, mobile banking, and WeChat banking. Personal online banking query steps: Log in to online banking, select the credit card menu, click on the right side, and query the bill. Mobile Banking inquiry steps: Log in to Palm Banking, click on the credit card to inquire, WeChat inquiry: follow the "Agricultural Bank of China" WeChat official account (WeChat account Ebanking-abchina.) - click "Financial e-Site - Credit Card Show" and reply according to the prompts The content is bound to the credit card information query (including limit query, bill query, and points query). Or call the Agricultural Bank of China Credit Card Center for enquiries.

How do you read the Agricultural Bank of China credit card statement?

Nowadays, using credit cards for consumption has become a very common thing, and you have to wait for the credit card bill to be sent every month. So, how to understand complex credit card statements? Next, let me talk about the Agricultural Bank of China credit card statement.

1. How to read the Agricultural Bank of China credit card statement

A. Repayment prompt column

1. Repayment due date: that is, after the current statement Repayment date. Generally it is the 25th day after the billing date. You need to repay the current balance before the payment due date.

2. The total repayment amount for this period: that is, the account amount as of the Agricultural Bank of China credit card statement date, which is very important information in the statement. The positive number is your current deposit balance; the negative number represents the amount you owe in this period, reminding you to repay as soon as possible.

3. Repayment amount: that is, the amount you need to repay when using revolving credit. If the repayment amount is not repaid in full, Agricultural Bank of China will charge a late payment fee of 5% of the unpaid portion of the repayment amount. If the repayment amount in one billing cycle is less than 5 RMB (or 1 USD), it will be calculated as 5 RMB (or 1 USD).

Note: If you repay using the repayment amount method, your current balance will not be eligible for the interest-free period.

Important reminder: Credit card cash withdrawal and cash withdrawal handling fees need to be fully included in the current repayment amount. If you spend 100 yuan on the current bill and withdraw 100 yuan in cash, the repayment amount should be calculated as 100× 10%+100×100%=110 yuan.

B. In the current period balance calculation column, the total balance of the current period account (the amount owed is -) = the balance of the previous period (the amount owed is -) - the new repayable amount in this period + the amount repaid in this period

C. The Agricultural Bank of China credit card statement transaction details column records the detailed information of each transaction in this billing cycle (from the previous billing date to this billing date) for you to check one by one.

D. The consumption points of your credit card in the consumption points column. Earn 1 point for every RMB 1 spent, and 8 points for every U.S. dollar spent (excluding wholesale, real estate, car sales, etc. For details, please refer to the "Terms and Details of the Golden Harvest Credit Card Points Reward Activities"). Regarding points redemption matters, our bank will announce it through SMS, website and other channels, so please pay attention.

E. Information prompt column In this column, we will prompt you with some important information. If you still have questions about your Agricultural Bank of China credit card bill, you can call the credit card customer service hotline for consultation.

2. Agricultural Bank of China credit card bill query method:

1. Mobile phone text message query

You can use the mobile phone number reserved at the bank counter to edit a text message and send it to the Agricultural Bank of China. customer service.

2. Customer Service Telephone Inquiry

Cardholders can call the customer service hotline of the Agricultural Bank of China Credit Card Center and make inquiries through the automatic voice system or manually.

3. Online banking inquiry

Cardholders can enter their ID number and credit card inquiry password through the Agricultural Bank of China website to inquire about bill and transaction details, limit and repayment information. .

4. Mobile client query

You can download and log in to the Agricultural Bank of China mobile client to query the current payment due, minimum repayment amount, and final payment of the credit card account within 6 months. The repayment date and transaction details, etc.

The above is what I introduced to you about "How to read the Agricultural Bank of China credit card statement?" from Jintou Credit Card. I hope this article I compiled will be useful to you. . If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!

Disclaimer: The operational suggestions in the article only represent the views of a third party and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trade accordingly at your own risk.

How to check the bill of Agricultural Bank of China credit card

You can call the Credit Card Center to check the bill. Credit card service hotline: 4006695599 or 021-61195599.

You can also check the bill through our bank’s online banking, mobile banking and other channels.

How to check the credit card statement through personal online banking:

1. Fashion version users: Log in to the fashion version of online banking and click "Credit Card" - "Inquiry" - "Bill Inquiry".

2. Classic version users: After logging in to personal online banking, click "Return to Classic Version" in the upper left corner of the page, click "Credit Card" - "Account Inquiry" - "Bill Inquiry".

Note: The default query is the current bill of the customer's credit card (primary card) statement information (excluding canceled cards, reported losses and replacements). You can select the billing cycle to query the last twelve bills. Query outstanding bills, including repayment amount, minimum payment amount, consumption records, repayment records, etc. Statements cannot be queried for supplementary cards.

Query credit card bill on WeChat:

Hello, if you need to check your credit card bill, please follow the "Agricultural Bank of China" WeChat official account and select "Credit Card - Bill Query/Settings" Make an inquiry.

Personal Mobile Banking Query Credit Card Bill:

Please enter Personal Mobile Banking, click "Credit Card" - "Bill Inquiry" on the homepage to display the credit card repayment date and current repayment due amount, current bill amount, and minimum repayment amount. You can also check unissued bills, historical bills, and historical details.

That’s it for the introduction of how to check the bill of agricultural credit card.